Most debt collectors purchase your debt for a fraction of its total value, so they can afford to write some off!
Often, even the pushiest debt collectors and creditors are willing to write off some debt if they can tell that you're unlikely to be able to pay them back.
Most debt collectors buy your debt for a fraction of its total value, so they can afford to write some off without losing out. You just need to follow the steps in our letter template and budget tracker to show them exactly why you can't afford it and you'll increase your likelihood of getting some debt written off.